Pago

Pago, pronounced like pay go is a wallet service that lets you make payments on the go from just about anywhere to just about anywhere. The service is provided by ASB Bank Limited, one of New Zealands premier banks with more than 160 years of service. Think of it as an online wallet. You put money in your wallet to start. When you need to send or receive money, you can do it online or via text. You can use your Pago wallet at the Pago website, any online retailer that accepts Pago or via text messaging. You dont even have to have an account with ASB to use Pago.

Setting Up a Pago Wallet Visit the Pago site and set up your account. The process takes just 5 minutes and there is no set up or activation fee. Give your wallet a name, and have your mobile phone or email access readily available so confirmation of your account can be sent to you with your account confirmation code. The last step is to transfer funds to your wallet online to confirm your registration and get you going. Using Your Pago Wallet Once your account has been established, put some money in your Pago wallet. You can transfer funds from a various bank accounts. You can keep your wallet topped-off so its always ready when you need it. Keeping funds available means they will be there when you need them. However, for your safety and protection, Pago employs several limits. Online shopping is limited to a maximum of $2,500 or the balance of your wallet, whichever is lower, per day. You can adjust this to be lower if you like in the Wallet Preferences screen. There is also a $200 maximum limit on payments from person to person each day. You can make as many payments in a day as you like as long they do not exceed the limits. Pago Security and Fees.

The Pago site uses encryption to protect sensitive data. You can only access your private information by entering your Pago name and password into the site so keep them well protected. Inactivity on the site will cause Pago to automatically sign you out for your protection. There is also a lockout feature that activates after a limited number of attempts to sign into your account with the wrong name or password. This ensures no one else can access your account by trying to guess your access information. Pago is essentially free to set up and use. The only fees you may encounter will come from your bank or mobile service provider for using the service.